Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information that we collect and share depend on the product or service you have with us.  This information can include:

1. Social Security number and Income
2. Credit History and Credit Score
3. Employment Information and Checking Account Information

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lake View Ford, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Lake View Ford share?

Can you limit this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or to report to credit bureaus

YES

NO

For our marketing purposes –

To offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

NO

We don’t share

For our affiliates’ everyday business purposes –

Information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For nonaffiliates to market to you

YES

YES

To limit our sharing

Call 814-382-5485 – our menu will prompt you through your choices, or

Visit us online: www.lakeviewford.com

You can contact us any time to limit our sharing.

Questions?

Call 814-382-5485 or email lakeviewford@hotmail.com

Who is providing this notice?

Lake View Ford, Inc

How does Lake View Ford, Inc protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Lake View Ford, Inc collect my personal information?

We collect your personal information, for example, when you:

1. Apply for a Lease/Loan
2. Show us your driver’s license

We also collect personal information from credit bureaus or other companies or affiliates.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

1. Sharing for affiliates’ everyday business purposes – information about your creditworthiness
2. Affiliates from using your information to market to you
3. Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account unless you tell us otherwise.

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.  Lake View Ford, Inc. has no affiliates.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.  

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

1. Lake View Ford, Inc. does not joint market.